Worker’s Compensation Analysis

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Worker’s comp analysis is where we take your loss runs, take your worksheets from the state, and put them together to ensure that the experience modification is accurate. There have been many times when claims are going on with your…

Why Self-Insuring Claims Is Not the Best Approach

When considering how to handle smaller insurance claims, the idea of self-insuring—paying out of pocket instead of filing a claim—can seem practical at first. Many business owners or decision-makers think, “Why not just handle the small stuff ourselves?” If a…

Why Am I Being Charged for My Subcontractors Workers Comp?

If you’re a contractor or business owner in the construction industry, you may have been surprised by unexpected charges on your workers’ compensation audit. One of the most common reasons for this is the misclassification or lack of documentation regarding…

Why Contractors Should Only Install Materials They Purchase

One common issue contractors face regarding construction projects is whether or not they should install materials provided by the client. While it may seem like a way to save time or money, installing materials that you did not purchase can…

What to Do When Your Builder’s Risk Insurance Isn’t Renewed

If your insurance company has declined to extend your builder’s risk insurance policy, it can be a significant roadblock to your construction project. Whether you’re facing delays or struggling to find a new provider, understanding your options is crucial. Hi,…

Why You Shouldn’t Cancel Your Insurance Policy Early

Insurance policies are designed to provide long-term coverage and protection for your business, assets, or personal needs. However, some policyholders may consider canceling their insurance mid-term to save money. Before you make this decision, here’s why it’s essential to keep…

Understanding and Closing Gaps in Construction Insurance

When it comes to insurance for construction companies, it’s critical to ensure every aspect of your coverage works in harmony. However, if multiple people handle your insurance policies independently, you could end up with significant coverage gaps that expose your…

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