Are you frustrated with bad service, lack of support, and skyrocketing insurance premiums? If you’re a construction company in Los Angeles, California, you’re not alone—and you’re not out of options. I’m Matt Rogers with CRS, and in this post, I want to help you understand why this might be happening and what you can do about it.
Why Your Insurance Experience Feels Broken
Many construction companies are stuck with insurance brokers who simply don’t understand their industry. This often leads to poor service, minimal support, and insurance premiums that increase year after year with no clear explanation. It’s not necessarily because your current broker is bad—they’re likely doing the best they can. The real issue is that they may not specialize in construction insurance.
Generalists vs. Specialists in Insurance
Insurance is evolving. The days of the “generalist” broker—someone who tries to handle policies for every industry—are fading. Today, success in the insurance world depends on deep industry knowledge. A generalist broker may not know what a sub-agreement is, or what risk management services are vital for construction firms. That’s where working with a specialist makes a big difference.
Why Working With a Construction Insurance Expert Matters
I spent 20 years in the construction industry myself, and I’ve spent over 13 years helping construction companies like yours navigate insurance. That means I know the forms you need, the contracts you’re working with, and the unique risks your business faces. I also understand how to present your company to underwriters in a way that positions you more favorably, helping to reduce premiums rather than watching them climb every year.
Tools and Strategies That Actually Lower Your Premiums
At CRS, we focus on data, risk management, and safety reporting to shape your insurance profile in a way that can lead to real savings. We don’t just react to price hikes—we proactively set goals and build strategies to keep your costs under control. This is something that generalist brokers simply aren’t equipped to do, because they don’t know what your business really needs to stay protected and profitable.
What You Can Do Next
If you’re unhappy with the support you’re getting or if you’re paying more than you think you should, it might be time for a change. You deserve a broker who knows construction inside and out—and who can deliver the service, tools, and strategies your business truly needs.
Let’s Connect
Thanks for reading. If this sounds like what you’ve been going through, feel free to explore my other posts or reach out to me directly with any questions. I’d be happy to talk about how we can build a better insurance solution for your construction business.
– Matt Rogers, CRS
